햇살론은 직장인과 사업자(프리랜서 포함)로 구분되어 접수가 진행되기 때문에 해당 신청 대상자에 따라서 요구되는 햇살론 필요서류에도 차이가 있습니다.
그래서 본인의 자격조건과 그에 따른 서류에 대한 준비가 필요합니다.
실제 심사의 기준이 되는 서류이니만큼 최대한 확실하고 정확한 서류를 제출할 수 있어야 그만큼 승인률이 높아집니다.
직장인 (정규직, 비정규직 포함)의 자격조건을 살펴보면 3개월 이상의 현직장에서 재직기간과 연소득 3천만뭔이하 혹은 4천만원 이하의 신용등급이6-10등급에 해당되는 자가 되겠습니다.
직장인 햇살론 구비서류
- 주민등록등본(본인정보만 가족정보 비공개 – 주민번호 안나오게)
- 주민등록원초본(과거 주소변경기록 모두포함)
- 입금받으실 통장 앞면
- 주민등록증 앞면(운전면허증 가능)
- 소득금액증명원 최근 3개월
- 재직증명서 (회사직인 나오게)
- 자격득실확인서 (과거내역 모두 포함) 건강보험공단 1577-1000
사업자 햇살론 구비서류
사업자 (프리랜서/자영업자)의 자격조건은 소득조건은 직장인과 동일하지만 사업기간이 3개월이상 경과되어야 합니다.
그에 따라 사업자등록증 및 임대차 계약서(실제거주지 기준) 사본이 필요하고 소득을 증명할 수 있는 금융거래 확인서와 사업소득원천징수 영수증 또는 사업소득세 납부증명서가 필요하고 변동사항을 포함한 주민등록 등/초본이 함께 필요합니다. 또한 자영업자의 경우 무등록 소상공인 확인서가 필요합니다.
물론, 이외에도 신청대상자나 금융사에 따라서 4대보험 가입 확인서 등 추가로 요구되는 서류가 발생하기도 하지만 위의 햇살론필요서류들만 확실하게 준비가 가능하다면 나머지 요구되는 서류가 있다고 하더라도 준비하기 까다롭지는 않을 것입니다.
햇살론의 경우 취급 금융사가 많기 때문에 혼자서 알아보기 보다는 전문가의 상담과 함께 진행을 하는 것도 편리한 방법 중에 하나입니다.
혼자서 필요한 서류 등에 어떻게 무엇부터 준비를 하는 것이 좋을까 고민되시는 분들은 전문가를 통해서 진행을 하는 것이 더욱 신속하고 순조롭게 이용할 수가 있습니다.
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