햇살론 창업자금

햇살론 창업운영자금

 

신용등급 및 소득이 낮아 제도권금융 이용이 어려운 소상공인에게 보증지원을 통해 창업・운영자금 대출을 지원
지원대상
  • 연소득 3천만원 이하인 분
  • 개인 신용등급 6~10등급이면서 연소득 4천만원 이하인 분
  • 상기 소득요건을 만족하는 자영업자(무등록·무점포 포함), 농림어업인– 자영업자 : 행상·노점상, 사업소득세를 납부하는 방문판매원, 우유배달원, 학원강사, 행사도우미, 대리운전기사 등– 농림어업인 : 농·수협, 산림조합 조합원, 농림어업인 후계자
  • ※ TIP : 보증대출 대상에 해당되시더라도 최종 대출여부는 각 서민금융회사의 여신심사 결과에 따라 결정됩니다. (신용도판단정보 보유자 등 연체중인 경우는 대출이 제한됩니다.)

 

 

지원내용

햇살론 창업자금 햇살론 사업운영자금
  • 대출한도 : 5천만원
  • 대출기간 : 5년이내
  • 금리 : 상호금융 7.25% , 저축은행 9.05% (금리는 매월 변경됩니다)
  • 보증기간 : 지역신용보증재단
  • 대출한도 : 2천만원
  • 대출기간 : 5년이내
  • 금리 : 상호금융 7.25% , 저축은행 9.05% (금리는 매월 변경됩니다)
  • 보증기간 : 지역신용보증재단
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