캐피탈은 2금융권에 속합니다. 대출받을시 이자가 저렴한 1금융권 은행에서 진행을 하면 좋겠지만, 대출조건이 까다롭기 때문에 그보다 대출문턱이 낮은 캐피탈을 많이 이용하는 편입니다.
그중에서 가장 규모가 큰 현대캐피탈신용대출조건에 대해서 알아보겠습니다.
현대캐피탈 신용대출 조건
무직자는 이용이 불가하며, 개인사업자, 부동산소유자, 자동차소유자등을 포함합니다.
직장인의 경우 3개월 이상 재직중이어야 하지만, 공무원(군무원)은 재직기간도 상관이 없으며 금리혜택 또한 주어집니다.
인터넷으로 신청을 한다면 30분내에 승인도 받을수 있습니다.
대출금액이 크다면 직장인 4대보험 가입여부를 확인하고 대출이 승인되지만, 소액대출의 경우 공인인증이나 본인확인만 된다면 금방 진행이 가능합니다.
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